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GLOBAL MEDICAL CARE™

Health care coverage that enables you to access care anywhere in the world.

GLOBAL MEDICAL CARE™
CORPORATE PLAN BENEFIT SUMMARY

Global Medical Care (GMC) provides health care coverage that enables you to access care anywhere in the world.
Illustrated below are the maximum benefit amounts included in your policy.

WHAT IS GLOBAL MEDICAL CARE™?

Best Doctors Global Medical Care is a unique and comprehensive health insurance policy that gives you immediate access to the best medical care (leading hospitals, cutting edge treatments and drugs, and top physicians) anywhere in the world, allowing you to follow your desired healthcare path. Standard benefis include 100% coverage for hospitalization (room and physician fees), surgery and outpatient surgery, emergency room services, diagnostic services, and cancer treatment. Also standard are: maternity care, transplants, air ambulance, physical therapy and rehabilitation, and other healthcare costs including prescription drugs and medical equipment. You can choose an annual deductible of $250 up to $20,000. After the deductible, all medical expenses are paid at 100%.

WHO CAN APPLY TO GLOBAL MEDICAL CARE™?

Global Medical Care is available to employers and individuals that seek to complement their provincial health coverage, EHC or Critical Illness plans with personal medical support, immediate empowerment, global access and total peace of mind. As a medical
insurance plan, Global Medical Care is not taxable to you and you may be eligible to deduct premiums paid as a health expense.

ITEM/SERVICE

WHAT’S COVERED (once annual deductible has been met)

Maximum Benefit

  • Choice of $1 million, $2 million or $5 million
  • Per person, per policy year
  • Per person over the age of 70 $500,000.

Deductible – Diagnostic Deductible

7 Choices – $250, $500, $1,000, $2,500, $5,000, $10,000 or $20,000

All Other Services Services

Renewal

Coverage

Standard Room (semi-private)

Intensive Care Unit/Life Support

7 Choices – $250, $500, $1,000, $2,500, $5,000, $10,000 or $20,000

Annual

Worldwide

100% with no limit to the number of days.

Maximum of $5,000 per day (room and board) up to a maximum of 90 days.

Outpatient Surgery

Emergency Room

Diagnostic Services

Cancer Treatment

Dialysis

100%

100%

100%

100%

100%

Maternity Benefit

After the deductible, Best Doctors Canada Insurance Inc. will pay 50% of the next $100,000 of eligible medical expenses, then 100% to a maximum of $250,000. Covered maternity expenses include prenatal care, delivery, and postnatal care
Maternity coverage has a 12-month waiting period from the date the policy was issued
Dependent daughters are not eligible to receive maternity coverage.

Inclusion of Newborn

Automatically covered as a dependant if born from a covered maternity

Transplants

Physical Therapy and Rehabilitation

Durable Medical Equipment

Prescription/Life Sustaining Drugs

Air Ambulance

Ground Ambulance

Repatriation of Mortal Remains

Congenital Conditions

$1,000,000 lifetime maximum and $20,000 for living donor.

Maximum $5,000 per person.

Maximum $5,000 per person.

Inpatient: unlimited
Outpatient: Maximum $5,000 per person

Maximum $45,000 per person

100%

Maximum $5,000 in the event of death during a covered hospitalization outside the country of residence

• $150,000 per lifetime if manifested before age 18.
• $1,000,000 per lifetime if manifested after age 18.

Unique Services

• Inter Consultation™: provides you with an in-depth review of your medical files by Best
Doctors specialists to confirm a medical diagnosis and recommend the most promising treatment options. You and your doctor benefit from the insights of top medical experts with constant guidance and support from a Best Doctors Member Advocate.
• Elite Navigator™: a unique service that connects you to a Member Advocate who will answer your health questions, create a personalized wellness program, help you understand lab tests and results, empower you to have effective conversations with your treating physician, and provide one-on-one support to help you navigate the health care system.
• Concierge™: provides you with assistance with hotels, travel, medical appointments, and

OPTIONAL BENEFITS

Travel Expenses

• When pursuing treatment more than 320 kms from your home, up to $5,000 per year may be
used to pay for transportation (to/from point of service) and accommodation while receiving
medical treatment. (5% load charge)

Conversion Option

• For employees and eligible spouses who have been covered for two years or more on a
continuous basis from the date first eligible (without any interruption in benefit coverage),
conversion to an Individual Plan is available. (25% load charge)

Separate $250 Diagnostic Deductible

• A separate $250 diagnostic deductible can be added. (7% load charge)

Outpatient Drug Benefit

• Can purchase up to $45,000 benefit for outpatient drugs. (5% load charge)

24 month Pre-ex Waiver

• for Groups of 50+ employees, the pre-ex can be waived based on 2 medical questions.
A separate Pre-Exclusion Waiver Form for Corporate Groups must be completed by all
employees. (20% load charge)

All benefits are in Canadian Dollars ($CDN) per person, per policy year, unless indicated otherwise. Covered medical expenses are subject to being usual, reasonable and customary. Pre-existing
conditions are not covered by the policy for twenty-four (24) months from the policy start date. After twenty-four (24) months, the insured will be covered for any pre-existing conditions that
are not specifically excluded from the policy.
Complete definitions and limitations are found in the Master Policy. Best Doctors Global Medical Care is 100% underwritten by certain underwriters at Lloyd’s. For the purpose of the Insurance
Companies Act (Canada), this policy was issued in the course of Lloyd’s Underwriters’ Insurance business in Canada. Best Doctors Canada Insurance Services is a Lloyd’s Coverholder. Best
Doctors, the Star-In-Cross logo, InterConsultation, Elite Navigator, Best Doctors Member Care Network and Best Doctors Global Medical Care are trademarks or registered trademarks of
Best Doctors, Inc. in the United States of America, Canada, and in other nations, and licensed under agreement to Best Doctors Canada Insurance Services Inc. Lloyd’s is authorized under the
Financial Services and Markets Act 2000 (UK). Lloyd’s underwriters are authorized under the Insurance Companies Act (Canada).

Be certain you’re making
the right medical decision.

Global Medical Care Brochure 2017
2017 Canada Corporate Benefits Summary
2017 Corporate Groups Brochure
2017 Individual Benefits Summary
Request to Quote 2017
Group application 2016
GMC Individual Application

 

Contact

For an appointment to discuss your needs, contact me.

I will set up a time which is best suitable for you and will personally come to your workplace to discuss all of your insurance needs.

llevi@insureitgroup.com

toronto insurance olutions

Leon Levi (R.I.B LLQP)
Commercial Insurance Account Executive
INSUREIT GROUP INC
llevi@insureitgroup.com
800 Denison St, Suite 200
Markham, Ontario L3R 5M9
416-388-8918
905-752-3600 ext 513
905-752-3688

 

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