Select Page

No Medical & Simplified Issue Life Insurance


Give us a call and find out what Canada Protection Plan can do for you.

Protecting the ones you love

No Medical & Simplified Issue
Life Insurance

Guaranteed Acceptance Life

Designed for the most challenging applicants; if you have a very serious medical condition or if you have been told you don’t qualify for insurance, Guaranteed Acceptance Life may be the plan for you.

Helping Your loved ones

Designed for the most challenging applicants

Guaranteed Acceptance Life is “guaranteed issue”. You will not be turned down for coverage regardless of health condition. It is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applicants. Regardless of your medical condition or previously declined for life insurance, you are eligible for this plan. It is generally purchased to cover final expenses by individuals who are not eligible for other plans of insurance.

Most of our plans offer full protection from day one.

Our plans include more free benefits than other life insurance providers.

Four of the plans are available as T100, our lowest cost permanent plans.

We take great pride in providing superior customer service from the day you apply until the day the claim is paid.

Canada Protection Plan is Canadian owned and serviced by Canadians.

Goal Setting Insurance Calculator

How much life insurance coverage do I need?

Relationship Call us today!

416 388 8918

Send us an email or call us for a no obligation quote .

Express Elite is right for you!

Coverage with Express Elite means
Exams or Needles.
It is fast, simple and our rates are among the lowest when compared with similar plans and benefits.

Get up to $500,000 in coverage!

  • Ages 18 to 60 in excellent health can apply
  • No needles, No Medical Exams
    for up to $500,000 in coverage
  • Payments start in the second month
    when paying monthly
  • Complimentary Benefits
    Too many to list here! From competitive scholarships to emergency financial assistance
    programs and more
  • Easy
    Just answer some health-related
  • Fast
    You could be covered in just
    a few days
  • Secure
    As a policy holder you are protected
    and, your rates will never increase
    for the term’s duration
What is important to know about Guaranteed Acceptance?.
Guaranteed Acceptance Life is designed to provide lifetime protection to those with serious insurability conditions. The death benefit is limited to a return of premiums if death occurs by other than accidental means in the first two years. The full coverage amount is payable if death occurs after two years or death is accidental.
What options do I have to pay premiums?
Premium options include annual payments by cheque or credit card and monthly payments by pre-authorized bank debits. The minimum annual premium offered is $150.00. The minimum monthly premium is $15.00.
What guarantees exist under this plan of insurance?
  • The coverage amount will never decrease for the life of the policy.
  • Premiums are guaranteed not to change for the life of the policy.
  • Policies accumulate guaranteed cash values beginning in the fifth policy year. You can use these cash values to pay premiums for as long as there are sufficient cash values. If you choose to cancel your policy, any remaining cash value will be paid to the policy owner.
  • Satisfaction guaranteed or money refunded – all Canada Protection Plan™ policies include a 10 Day Free Look Guarantee that gives you 10 days from the date you receive your policy to review it and decide if it is right for you. If you decide to return your policy in that 10 days, we will refund your premium, no questions asked.
What additional benefits are included with every Guaranteed Acceptance Life policy?
  1. a Terminal Illness Benefit, which pays up to 75% of the death benefit to a maximum of $250,000 to the policy owner upon diagnosis of a terminal illness.
  2. a Transportation Benefit, which can assist with the cost of transporting the body of the insured if they die more than 200 kilometers from their principal residence. In addition, all Canada Protection Plan policies may include a number of non-contractual member benefits, offered by Foresters Life Insurance Company, the company which underwrites our policies. These benefits may include:
  3. competitive scholarships for tuition for higher learning worth up to $8000
  4. a renewable higher learning scholarship worth up to $6000 per year for four years for children of deceased members
  5. emergency grants to provide short term, temporary financial assistance to members affected by significant personal hardship, disaster or large scale emergency
  6. a monthly payment for orphans up to the age of 18 upon the death of both parents
    money management assistance to provide confidential financial help by accredited counselors
  7. legal link, which gives you access to specific complimentary and discounted legal services, such as wills, home ownership and family law


What additional benefits may be added with every Guaranteed Acceptance Life policy?
  1. For an additional premium, depending on your age, you may be eligible to purchase an Accidental Death Benefit for up to 5 times the basic life insurance death benefit. This benefit will pay the chosen additional amount if the cause of death is accidental (as defined in your policy).


Giving you a choice.

It does not matter who we are or what we do; at heart we all want the same thing – to make sure that the ones we care about most will always be taken care of.

Whether you are hard to insure, have health issues, are in good health or simply want reliable coverage fast, Canada Protection Plan offers a wide variety of plans to suit your specific needs.

Whether you are 18 or 80, you can apply.

Let’s get you covered!

Do you have health issues, are into extreme sports, or simply want a no fuss, no medical exams method of buying life insurance?

 Up To

coverage on No Medical & Simplified Issue Life Insurance plans

Up To

coverage on all other plans


         years can apply

Canada Protection plan

Preferred and Preferred Elite Life Insurance – simplified

If you are looking for a fast and convenient application process and in good health. Coverage starts immediately. Under 70 years of age? Preferred offers NO MEDICAL for amounts up to $500,000.
To get full details and a no-obligation quote

No Medical & Simplified Issue Life Insurance

We do not ask if you’ve been declined life insurance in the past, nor do you need to go for a medical exam. This means total convenience, enabling you to get protected no matter your health condition or if you require coverage quickly.
No Medical & Simplified Issue Life Insurance

To get full details and a no-obligation quote, contact Canada Protection Plan

Easier than ever to be covered.
We’ve expanded our line of products to provide even more choice and flexibility. No matter your health. Speak to us give us a call to find out how simple and straightforward it can be to get affordable coverage fast.

In good health and looking for a fast and simple way to get Life Insurance coverage?

Protecting the ones you love.

Canada Protection Plan, a leading name in No Medical & Simplified Issue
Life Insurance oers up to $1 million in coverage and
NO MEDICAL plans – up to $500,000.

Call today for a free no-obligation quote.

Canada Protection Plan’s No Medical Life Insurance
For the financial security your loved ones deserve.
Call today for a free no-obligation quote


Our A-Z Life Insurance application is designed specifically for clients who may find it difficult to secure coverage. With a simple application process, quick issue time and other complimentary benefits, clients are eligible for up to $500,000 in NO MEDICAL coverage!

Don’t Wait Any Longer. Start Forging Your Own Path Today!

No Medical Life Insurance