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Hospitality Application

Hospitality Insurance

We provide Hospitality Insurance for Business Owners Across Ontario

We do our best to connect you with the programs that have substantially reduced premiums

Welcome to Toronto Insurance Solutions, your reliable source for insurance information in the Greater Toronto Area. As a local insurance broker based in Markham, Ontario, I am dedicated to providing my clients with comprehensive coverage options for all their insurance needs, serving towns and cities across the province.
  • Family Style Restaurant Insurance
  • Fast Food Restaurants Insurance
  • Fine Dining Restaurant Insurance
  • Bed & Breakfast Inns Insurance
  • Bowling Alleys
  • Bingo Halls
  • Drive-in
  • Country Inns Insurance
  • Coffee Shops Insurance
  • Catering Companies Insurance
  • Pubs & Bars
  • Taverns
  • Swinger Club
  • Night clubs
  • Exotic dancers
  • Cabarets
  • Hotels, Motels, Resorts
  • Karaoke Clubs



For an appointment to discuss your needs, contact me.

I will set up a time which is best suitable for you and will personally come to your workplace to discuss all of your insurance needs.

toronto insurance olutions

Leon Levi (R.I.B LLQP)
Commercial Insurance Account Executive

800 Denison St, Suite 200
Markham, Ontario L3R 5M9








Property insurance: to protect your physical assets such as building, stock, equipment and computers, including equipment removed from your premises.It includes standard coverage for loss due to fire, theft or vandalism and covers the cost to rebuild or repair business property.
Automobile Liability
Occasionally, Restaurant managers and employees may use their own cars to run errands and make bank deposits.
Boiler and Machinery: Equipment Breakdown

The Following Hospitality Businesses: Family Style Restaurant Insurance Fast Food Restaurants Insurance, Fine Dining Restaurant Insurance,Bed & Breakfast Inns Insurance,Bowling Alleys,Bingo Halls,Drive-in,Country Inns Insurance ,Coffee Shops Insurance,Catering Companies Insurance,Pubs & Bars,Taverns,Swinger Club,Night clubs,Exotic dancers,Cabarets,Hotels, Motels, Resorts and Karaoke Clubs,will have Boiler and Machinery exposure because they rely heavily on refrigeration equipment to store food and keep it from spoiling.

Heating and air conditioning equipment will also need coverage for breakdowns.

Typically, a restaurant will have $25,000-$50,000 worth of food in stock. If there is an electrical failure there may be significant food spoilage.

Business Interruption
The Business Interruption exposure for restaurants will be substantial because damage caused by a fire or flood may shut the business down for a long period of time or permanently. The period of interruption depends primarily on the extent of damage to the kitchen and storage area.
The Crime exposure for restaurants will be significant due to burglary, robbery, and employee dishonesty. Because many restaurants operate late at night and have considerable amounts of cash on the premises, they are attractive targets for thieves.
General Liability

The risk of death from fire will be an important exposure for a restaurant.

Slips, trips, and falls occur commonly. (Slips, trips and falls may result from floors made slippery by spilled food or liquid)

Liability exposure to your restaurant from waiters or waitresses who may spill hot dishes or beverages on patrons, causing burns or damaging the patrons’ clothing. A patron may choke on food while in the restaurant.
Product Liability exposure because of the high risk of food poisoning which is due to the increased outbreaks of food borne illnesses such as Escherichia coli (E.coli) and salmonella. Allergic reactions to foods can also lead to claims.

Liquor Liability
Distribution or sale of liquor. Under the standard CGL, coverage is excluded if the insured is in the business of serving alcohol.